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Insurance Law

For most people, insurance only comes into play when they need coverage. In such cases, they may need help assessing whether a refusal of coverage by the insurance company is justified or whether the amount of coverage offered is correct. However, it is also important to understand and consider the coverage of each individual insurance policy and the significance of any clauses when taking out insurance.

Therefore, it may be a good idea to seek the help of a lawyer both when taking out insurance and when you need coverage. Codex Advoater can help with all of this, as we have several lawyers who have extensive experience in insurance law, both for business and private policyholders.

Before disaster strikes – How we can help before you take out insurance

Before you take out insurance, it is important to consider what cover you are looking for, which insurance company and what type of insurance can offer the right cover. For businesses, it is also important to identify the company’s risk profile coverage.

We can help advise on insurance and liability issues, as well as identify the company’s risk profile coverage. In addition, we can help you understand the insurance coverage of the various types of insurance, as well as the meaning of the clauses contained in the insurance terms and conditions and, where applicable, specifically in the policy offered.

Advice on this matter and identification of your needs provide the best opportunities for obtaining the right cover, so that you are covered as desired when an accident occurs.

When disaster strikes – How we can help when damage has occurred

If an accident occurs and you need to claim on your insurance, we can help you handle your insurance case.

First and foremost, we take over all correspondence with the insurance company, so that you only have to deal with us about the case and do not have to deal with anything other than the ongoing dialogue we naturally have with you.

It may be advantageous to seek legal assistance even before the insurance case begins, i.e. when the damage has occurred and must be reported to the insurance company, because it is important that the information provided to the insurance company about the damage is correct. We can help ensure that the damage is reported correctly.

In addition, we can help you review your insurance policy and insurance terms and conditions to assess whether the damage is covered by the insurance and, if so, what coverage you are entitled to.

If the insurance company unjustifiably refuses to provide cover, or if we consider that the cover offered is insufficient, we can help you pursue the matter, first by lodging an internal complaint with the insurance company and then, if necessary, either with the Danish Insurance Complaints Board or by bringing legal action. The process always depends on the type of insurance case in question.

Types of insurance cases we handle

We can help with many types of insurance cases, including:

Insurance for private policyholders